I just wanted to take a minute to thank you, Cathy and PlumDog Financial for making our home refinance process both simple and painless. Your service and attention to detail went far beyond what we had expected. In this day of rush-rush and cutting corners, it was a pleasure to see that there are still organizations out there that can deliver low cost solutions with the highest levels of customer service. Way to go PlumDog!


We were so pleased we were able to secure a cash out mortgage on our vacation rental, Elkhorn Cabin. PlumDog Financial got us a great rate and made the process so easy; we were able to close in less than three weeks! We would definitely recommend PlumDog Financial, and in fact, plan to use them next month for our future financing needs.


My wife and I worked with Cathy at PlumDog Financial and found the experience of refinancing exceptional. Even though there were some extraordinary circumstances, especially in this lending environment, Cathy’s knowledge and commitment to closing our loan was key to accomplishing our goal. I would refer everyone to PlumDog Financial.


As first time home buyers, my husband and I had many questions and were quite anxious about the purchase and financing of our new home. Cathy Early, at PlumDog Financial, really laid out the process and options for us in a way that made sense, and answered all of our questions. She really put us at ease. We were able to minimize our down payment and closing costs, and closed our new home with no stress. Cathy was with us every step of the way so that by the time we closed, we felt like experts! I would definitely recommend PlumDog Financial to first time home buyers, or anyone that needs a mortgage.


Every time I make a mortgage payment or look over my statement, I marvel at what Missy Baker was able to accomplish for me last summer. Buying a house is exciting and frightening at the same time. Missy took away all the fear and made exciting even better. It all turned out so well, all the financial details and especially finding the right lender. Missy worked hard on these details and didn’t miss anything. And I know her experience in this field and her stellar reputation with lenders played a big part in pulling it all together, even given my tight budget.

In addition, working with you was an absolute delight. I’ve thanked Missy in person, but needed to put this in writing. To say you turned a dream into a reality sounds cliché, but that’s exactly what you did.

Thanks again for everything!


Excited rumblings about mortgage rates dropping were circling the office but I was unmoved! What a time consuming, threatening proposition, I thought, fraught with fine print, hidden clauses, nasty traps with nasty consequences. I decided against refinancing. Then, I was referred to Missy Baker at PlumDog Financial. What a good fortune. One office visit with Missy and a meeting for the closing later had every ‘sign here’ signed and my new mortgage in place. The emails between meetings, the planning and PROCESS stage, were superbly clear and accurate about documents and required actions…so my filing was accomplished without effort and without paper.

The neatest of all was Missy herself. She manages piles of paper, presented me with order, not chaos, explained simply, clearly yet thoroughly. I was given friendly, unrushed, careful and totally professional treatment – her knowledge about insurance, banking, real estate, taxes, finance, PROCESS! was very evident and I found I didn’t have to sort anything out, that everything was taken care of and I just had to show up…now I have a significantly reduced monthly payment and the prospect of paying my mortgage off fast.


From the first phone call I had with Missy through every single minute step along the way to and through closing, she was SUPERIOR in every conceivable aspect of the process—she was very kind, patient, personable, and a bastion of knowledge, with an extremely appreciated ability to facilitate overcoming our learning curve as first-time homebuyers.  Simply stated, I could not have been, or be, more pleased with the blessing of having Missy navigate us through the entire ordeal.  I have already recommended PlumDog and Missy to a couple potential buyers (one being my daughter), and will ubiquitously do so moving forward.  Thank you all for your incredible service and guidance.


Sara Early did a great job leading me through every step of my first mortgage process.  I appreciated her personable approach and quick turnaround to questions I had.  I would recommend Sara and PlumDog to anyone seeking any mortgage services.



We worked with Sara Early. The entire process was great! Sara was very quick to respond to our many questions via email, phone and in person, even after normal business hours. I would absolutely recommend PlumDog to anyone that is trying to refinance- a thoroughly friendly, professional experience from beginning to end!



Sara did a fantastic job! She made things easy, never once made me feel anxious, and always took the time to explain things clearly. Honestly, Sara just made the whole experience great. I will highly recommend you guys!

Thank you!


As first time home buyers my wife and I didn’t know what to expect. Sara made the whole process a breeze. Sara is very personable and easy to talk to. Her communication was spot, returned emails and phone calls would sometimes happen within minutes. She was always available and kept us updated almost daily. We couldn’t have imagined having a better experience.  Thank you PlumDog (Sara), you’re awesome!


Hi Missy. I just wanted to thank you for all your efforts towards making Catherine and Wyatt’s dream possible.

I really, really appreciate all your efforts, your responsiveness, your energy.

You made it all very easy, for Catherine and Wyatt…and for me.

Thank you SO much!