New Mortgage

keys to your new home

Want to know more about mortgage and home financing? We’re here to give you expert advice.

  • Step 1:  Call us and let us find out what you need….we’re good at team exploration.
  • Step 2:  We’ll review your rates, current debt, lifestyle needs and come up with a few options that fits you. It’s interesting…and there is no charge!
  • Step 3:  We educate you on the benefits and costs of each option and help you choose.  We are all about making you feel comfortable with the choices.
  • Step 4:  We make the paperwork easy, and, if necessary, can suggest a qualified Realtor to help you find your new house!

Take the first step to owning your own home.

Book your Free Consultation:
  • This field is for validation purposes and should be left unchanged.

NO POINTS AND NO CLOSING COSTS

What is a point?

A point is a fee equal to 1 percent of the loan amount. A 30-year, $130,000 mortgage might have an interest rate of 4.5 percent but come with a charge of 1 point, or $1,300. A lender can charge 1, 2 or more points. There are two kinds of points: discount points and origination points.

Why are PlumDog’s costs so low?

There are a few reasons (and they all benefit you):

  1. We don’t have hundreds of branches to support.
  2. All of our loan officers are on commission (minimal fixed costs).
  3. We have dozens of investors across the country that compete for our mortgage loans (creating lower prices for our mortgage clients).
  4. We are very efficient at running our operation (30+ years of experience managing large businesses).
  5. Our owners are conservative and fair regarding corporate profits (we don’t have shareholders to sustain).
  6. Finally, we want you to come back in the future!

Why rent when you could buy?

In many places, rent prices are comparable to or higher than the cost of a mortgage.  Talk to us to find out if you could actually be saving money by securing your home as an investment.

   Rent vs. Own Calculator

   Apply for a Loan

Get expert advice from people who want to help you.

Call PlumDog Financial
828.274.1515